JAMES A. HUIZINGA serves as one of the Firmwide Global Coordinators of the Consumer Class Action (Financial Practices) practice area. He has been active in financial services litigation, working with clients in cases in federal and state courts across the country, including in Alabama, California, Colorado, Connecticut, Florida, Minnesota, New Jersey, New York, Pennsylvania, Texas and Washington. Mr. Huizinga has provided litigation and pre-litigation advice relating to the exportation doctrine, mortgage escrow accounting practices, credit discrimination, debt collection practices, force placed insurance programs, the Truth in Lending Act, Fair Credit Reporting Act, the Real Estate Settlement Procedures Act, false advertising, and unfair and deceptive trade practices. Mr. Huizinga also advises financial services clients on a wide variety of regulatory, transactional and litigation matters, with special emphasis on retail banking. He works regularly with banks, savings associations, mortgage bankers, finance companies and others on issues related to residential mortgage and credit card programs, multi-state financial services initiatives and other credit, deposit and insurance businesses. Mr. Huizinga is a contributing author to The Law of Truth in Lending (ABA) and The Law of Electronic Fund Transfers (Warren, Gorham & Lamont). Mr. Huizinga earned a B.A., cum laude, in mathematics from Occidental College in 1978 and a J.D. from the University of California, Hastings College of the Law, in 1981. He was an editor of the Hastings Law Journal, a member of the Order of Coif and Thurston Society, and recipient of the Milton D. Green Citation. He served as an extern to Associate Justice William P. Clark, Jr. of the California Supreme Court.