Mr. Gross is Chairman of The Lovell Group, a private business and technology advisory and investment firm. Mr. Gross was a founder of, and served as a principal executive officer from 1970 to 2002 at American Management Systems, Inc., ("AMS"), an information technology, consulting, software development and systems integration firm. He has been a director of Capital One since February 28, 1995. He is also a director of Capital One, National Association. Mr. Gross also is currently a director of Waste Management, Inc., Career Education Corporation, Liquidity Services, Inc. and Taleo Corporation. He attended Cornell University and received a B.E.S. from Rensselaer Polytechnic Institute as well as an M.S.E. from the University of Michigan, and an M.B.A. in 1968 from the Stanford Graduate School of Business. He and his wife, Sheila Proby Gross, live in suburban Washington, DC. and Whidbey Island, WA, and have a son and daughter.