Dwight C Smith III

Dwight Smith focuses his practice on bank regulatory matters which include the full panoply of federal statutes, regulations, and policies that affect the operations of banks and thrifts. Mr. Smith’s recent engagements and representations have covered such issues as Basel II and IA, affiliate transactions, foreign subsidiaries, mortgage banking, bank-owned life insurance, and enforcement matters. In addition, Mr. Smith provides regulatory guidance on mergers and acquisitions, as well as public offerings and private placements of securities. Before joining the firm in 1999, Mr. Smith was Deputy Chief Counsel for Business Transactions at the Office of Thrift Supervision in which capacity he oversaw all applications to enter the thrift industry, all mutual-to-stock conversions, and significant mergers, acquisitions, and offerings. He has written or spoken on a variety of banking issues, including bank capital, compliance issues, and privacy and data security. He writes frequently for Bank Accounting and Finance on regulatory issues. Dwight received his B.A., magna cum laude, from Yale College in 1977 and his J.D. degree from Yale Law School in 1981, where he was an articles and book review editor of the Yale Law Journal. After law school, he clerked for The Honorable Hugh H. Bownes, U.S. Court of Appeals for the First Circuit. Following private practice in Washington, he joined the Office of Thrift Supervision as Deputy Chief Counsel for Legal Policy in 1990, later becoming Deputy Chief Counsel for Business Transactions.