Carroll, 40, was named president of the Georgia bank in June 1994. He led the bank's General Banking Group after serving as vice chairman and General Banking Group executive of First Union-Virginia. He also served on the board of directors and as an executive vice president in the South Carolina bank from 1991 to 1993. Carroll worked in the commercial bank and the Corporate Banking Group after joining the company as a credit analyst in Charlotte in 1981. Pacer joined First Union National Bank in 1987, after more than twenty years of banking experience in New York and Florida. He served as the Tampa area president in First Union's Florida bank before joining Carroll in Georgia as executive vice president and head of the General Banking Group.