Richard H. Neiman was appointed by the Governor on March 5, 2007 to serve as New York State's 43rd Superintendent of Banks. Mr. Neiman has extensive experience in the financial industry from a range of perspectives in executive, regulatory, and legal roles. Immediately prior to joining the Banking Department, Mr. Neiman served as President and Chief Executive Officer of TD Bank USA, N.A., a wholly-owned subsidiary of The Toronto-Dominion Bank. On November 14, 2008 Mr. Neiman was appointed by House Speaker Nancy Pelosi to serve on the five-member Congressional Oversight Panel created to oversee the implementation of the Emergency Economic Stabilization Act. Mr. Neiman also serves on the board of the Conference of State Bank Supervisors (CSBS) and Chairs Governor Paterson’s HALT (Halt Abusive Lending Transactions) Task Force to address the housing and foreclosure crisis. In this capacity, Mr. Neiman has taken an expanded leadership role and is responsible for a wide range of initiatives, including enforcement, legislative, consumer outreach, and encouraging loss mitigation efforts. Mr. Neiman is one of the two bank regulators participating with 11 Attorneys General in the State Foreclosure Prevention Working Group, a multi-state task force organized to work with subprime mortgage loan servicers to reduce the number of unnecessary foreclosures by encouraging loan modifications and other sustainable long-term solutions. Mr. Neiman began his career with the Office of the Comptroller of the Currency in Washington, D.C. where he served as Special Assistant to the Chief Counsel. After the Comptroller's Office, he spent 10 years at Citicorp, where he held a variety of legal and regulatory positions, including General Counsel of its Global Equities Group. Mr. Neiman then returned to Washington, D.C. to serve as Director of Regulatory Advisory Services for Price Waterhouse. In 1994, Mr. Neiman joined TD Waterhouse Group, Inc., a bank holding company and global online financial services firm, as Executive Vice President and General Counsel. He remained with TD Waterhouse until its acquisition by Ameritrade in 2006. Mr. Neiman holds a B.A. degree in political science from American University, School of Government and a J.D. degree from Emory University School of Law. Mr. Neiman is on the Board of Directors and a Vice President of the Henry Street Settlement, one of New York’s oldest social services organizations and provider of shelters for the homeless. He also serves on the Board of the Harlem Educational Activities Fund, a mentoring and college preparatory organization serving students in Harlem and Washington Heights.