James W. Stewart, III, also known as Jim, serves as Chief Executive Officer at Epic Research LLC. Mr. Stewart was a co-founder of Juniper Financial and served as its President. Mr. Stewart served as an Executive Vice President of Credit Policy and Marketing at First USA from 1995 to 1999. He has over 30 years of financial services experience. Prior to Juniper, Mr. Stewart joined First USA in 1988 and was instrumental in making it a successful LBO and ultimately the world's largest Visa issuer. He served as Executive Vice President of Credit Policy and Marketing and Chief Executive Officer of Wingspan Bank. He served as Executive Vice President of partnership Marketing at Wingspan Bank from 1995 to 1999. He serves as Trustee at Brandywine Conservancy & Museum of Art. He serves as a Member of the Advisory Board of Delaware State University. He served as a Director of Maverick Network Solutions Inc. Mr. Stewart is a graduate of the University of North Carolina.