Mr. Ludwig is founder and Chief Executive Officer of Promontory Financial Group, LLC, the leading consulting firm for financial companies worldwide. Mr. Ludwig is also Chairman and CEO of Promontory Interfinancial Network, LLC, among other related companies. Prior to founding Promontory, Mr. Ludwig was Vice Chairman and Senior Control Officer of Bankers Trust/Deutsche Bank. He joined Bankers Trust in 1998, and was a member of the firm’s Management Committee, Chairman of the Control Committee and Co-Chairman of the Capital Commitment Committee. Earlier, Mr. Ludwig served for five years as Comptroller of the Currency of the United States. As Comptroller, Mr. Ludwig headed the Office of the Comptroller of the Currency (OCC), the federal agency responsible for supervising the preponderance of bank assets in the United States. During his tenure as Comptroller, Mr. Ludwig also was Chairman of the Federal Financial Institutions Examination Council revitalizing the work of the President’s Working Group on Financial Markets. He served as Chairman of the interagency Federal Consumer Electronic Payments Task Force, a Director of the Federal Deposit Insurance Corporation, a member of the Basel Committee on Banking Supervision, and Chairman of the Neighborhood Housing Services.