Allan W Fulkerson

Mr. Fulkerson has served as the Managing Member of Red Hill Capital, LLC since 2005. Mr. Fulkerson, from 1992 to 2004, was the President and a director of Century Capital Management, Inc., a registered investment advisor that specialized in the financial services industry, and, from 2004 to March 2007, served as a consultant to Century Capital Management, LLC. In addition, Mr. Fulkerson has served in various capacities with Century Capital's related companies, including, from 1976 to 2004, as Chairman and Trustee of Century Shares Trust, a mutual fund established in 1928, which invested primarily in financial institutions. Mr. Fulkerson is Chairman of our Investment and Finance Committee and serves on our Compensation Committee. Mr. Fulkerson is a director of Montpelier Re Holdings Ltd. (NYSE symbol: MRH).