John D. DesPrez III, a prominent executive in the wealth management and insurance ndustries, was appointed Incapital’s Chief Executive Officer in January 2015. Mr. DesPrez previously served as CEO of John Hancock Financial Services and as Chief Operating Officer of Manulife Financial Corp., one of the largest diversified insurance groups in the world. He is a Board Director for Halstatt, LLC. A native of Cleveland, Mr. DesPrez previously served on the Board of Governors of the Investment Company Institute and the Board of Directors of the American Council of Life Insurance, both in Washington, D.C. Mr. DesPrez continues to serve on the Board of the Institute of Contemporary Art in Boston. Mr. DesPrez directed all phases of Manulife’s U.S. and Canadian operations. He assumed responsibility for all of John Hancock operations in September 2005 and all Canadian operations in June 2007. Previously, he led John Hancock’s U.S. Wealth Management businesses, a role he took on after the merger of Manulife and John Hancock in 2004. From 1998 to June 2004, Mr. DesPrez served as Chairman and President of The Manufacturers Life Insurance Company (U.S.A.) (Manulife USA), overseeing all Manulife’s U.S. operations. Mr. DesPrez was President of The Manufacturers Life Insurance Company of North America (Manulife North America), a leading provider of variable annuity products in the United States, F rom 1996 to 1998. Between 1994 and 1996, he served as President of North American Funds, Manulife’s U.S. mutual fund operation. Between 1991 and 1994, Mr. DesPrez also held the position of Vice President, Secretary and General Counsel of Manulife North America and was responsible for the creation and start-up of The Manufacturers Life Insurance Company of New York (now John Hancock New York), Manulife’s New York operating company. Before joining Manulife, Mr. DesPrez practiced law in private practice between 1988 and 1990. He was with the firm of Jones & Blouch Attorneys-at-Law between 1983 and 1988 where he was an associate and a partner during 1988. Jones & Blouch (now Dykema Gossett PLLC). Mr. DesPrez graduated from Harvard College in 1978 with an A.B. in Economics and earned a J.D. from the Georgetown University Law Center in 1983.