Robert Bowes has been an appointee at the United States Department of Housing and Urban Development since January 2017 leading efforts that helped FHA borrowers and restored capital adequacy to protect US taxpayers. He currently serves as Senior Advisor at the Office of Personnel Management managing Health and Insurance. Prior to his service at HUD, Mr. Bowes was Director of Counterparty Risk at Fannie Mae managing relationships with mortgage insurers, banks and derivative counterparties that owed significant amounts for obligations on shared mortgage and interest rate risk. Before that he was Vice President of Chase Manhattan Bank leading corporate finance deals with financial institutions and investment advisors structuring mergers and syndicated asset securitizations. Mr. Bowes holds a Bachelor’s of Science degree in Finance and Economics from Indiana University.