David Hoyt is a senior executive vice president for Wells Fargo & Company and head of the Wholesale Banking Group. He oversees Asset Based Lending, Asset Management, Capital Markets, Commercial Real Estate, Corporate Banking, Insurance, International, Investment Banking, National Commercial Banking, and Treasury Management. Based in San Francisco, the 27-year company veteran formerly managed the Capital Markets Group, the workout related groups for the Wholesale Bank, and was involved in various functions relating to the overall credit quality of the bank’s portfolio. Dave also was senior credit officer for the Real Estate Group, manager of the bank’s credit training function, and manager of the East Bay office of the Real Estate Group. Dave is a board member of the Shanghai Commercial Bank Ltd., the California Academy of Sciences, San Francisco Symphony, and the Bay Area Council. Dave graduated from the University of California, Berkeley, where he earned his bachelor’s degree in business administration.