In a nearly 40-year career in banking supervision and regulation with the Federal Reserve, Steve gained deep experience in all facets of the system's supervision responsibilities for U.S. and foreign banking organizations. With the Fed, he led major examinations of banking organizations operations in the United States and worldwide. He also helped design and implement an interagency foreign-banking-organization supervision program, as well as spearhead advancements in the Federal Reserve's program for supervision of the largest U.S. banking organizations. He also led the Federal Reserve Bank of San Francisco's supervision of 12th District banking organizations throughout the recent financial system crisis. While at the Board of Governors as Head of Supervision Operations, Steve served as a founding member of the Basel Supervision Committee's B-II Capital Accord Implementation Group.