| Notes |
Credit Analyst
Company NameCapitalSource Finance LLC
Dates EmployedJul 2005 – Aug 2010
Employment Duration5 yrs 2 mos
Covered three (3) portfolio investment groups: business credit services; special investments; restructuring (distressed) at a $2 billion specialized corporate lender providing financing to large & mid-cap corporate borrowers across all industries and asset classes in the U.S.
Portfolio Management:
Oversaw nearly 100 asset-based, cash-flow, and distressed loans with $1.5 billion in total commitments, helping CSE generate nearly $100 million in revenue over five years. Assisted with restructuring of debtor-in-possession and troubled assets through exits such as loan sales, bankruptcy, and recapitalization of assets by negotiating with equity sponsors and junior lenders.
Financial & Credit Analysis:
Built financial models to manage credit and interest rate risks of investment portfolios; analyzed client financial statements and budgets to evaluate financing requirements, borrowing capacity, and liquidity positions; performed credit analyses and produced risk ratings to determine loan-loss reserves, identify troubled assets, set covenants, and ensure compliancy.
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