| Notes |
Requested changes in public comment on proposed policy "Policy on No-Action Letters and the BCFP Product Sandbox [Docket No. CFPB-2018-0042]"
"The BCFP Product Sandbox proposal could result in increased risk if the Bureau allows applicants to test alternative data credit models on actual consumers by exempting the applicant from applicable regulatory requirements. The applicant would be evaluating the potential disparate impact of the model in a live consumer environment with the potential unintended consequence of harming consumers in the process." |