FRANKLIN GARRIGUES Vice President, Digital Channel, TD Franklin leads the effort to "mobilize" TD Bank on a North American basis, with a focus on both employees and customers. In his role, he is responsible for strategy, design, and oversight of solutions to digitize the Bank and empower employees and customers to take full advantage of mobile capabilities. Prior to joining TD in 2008, Franklin was a consultant with McKinsey & Company where he served as a leader in the North American Financial Institutions Operations practice. He has also worked with L’Oreal, as a Project Engineer and in various General Management roles in manufacturing plant operations in France. Franklin is a graduate of the Kellogg School of Management, Northwestern University with a Masters of Business Administration. He also holds a Master of Science in Electrical Engineering from Ecole Superieure D’Electricite. In his personal time, Franklin volunteers at local charities across the Greater Toronto Area through Social Venture Partners Toronto, where he has been a Board member since 2012. Franklin’s leisure activities include skating, sailing, and spending time with his wife and three children.