Dave has a combined 34 years of experience in banking, risk management, bank supervision, credit risk management, policy-making, and troubled-bank resolution. He was Chief Risk Officer of a bank holding company with $500 billion in assets and held several senior positions at the Office of the Comptroller of the Currency over a 27-year career there. As Deputy Comptroller for Credit Risk, Dave evaluated credit risk in the national banking system and the broader financial services sector, and developed and implemented appropriate supervisory and policy responses. As Deputy Comptroller of the Currency for Special Supervision (troubled institutions), he managed the largest, most complex troubled bank rehabilitations and resolutions. He also served as a Multinational Bank Examiner-in-Charge.Immediately before joining Promontory, Dave, as an independent consultant, served as expert consultant in two high profile lawsuits involving consumer protection laws and regulations, particularly UDAP.