How to pay with Osko You can make a faster, 24/7 payment with Osko all within your online banking. Simply ask your mate for their PayID or BSB and Account number. If their bank or financial institution also has Osko the payment will arrive in under a minute – too easy! See how Osko works at your bank PayID makes paying simpler. With PayID you can use a mobile number or email address to pay or be paid by someone. Osko will allow the payment to go through in under a minute. PayID is the simpler alternative to remembering BSB and Account numbers. Learn more about PayID Osko[edit] Osko is owned and operated by BPAY, and is the first New Payment Platform overlay service. It uses PayID as a reference for payments, and allows a 280 character message in place of the short reference codes permitted for transfers. Payments are instant to accounts that have been transferred to previously.