Join over one million people who have applied for Zebit! Am I eligible? Over 18 years old You are actively employed, retired, or disabled with benefits JOIN NOW FOR FREE There's no credit score needed! See what customers are saying Shop millions of your favorite brands and pay over time. Browse Our Products Join thousands of customers who have shopped at Zebit. I got back an approval within minutes of applying. I was so excited that I hopped up and down in my office. -Monique R. Frequently Asked Questions Am I eligible? How does Zebit make money if it guarantees 0% interest? Like most retailers, Zebit sources goods at wholesale prices and sells them at competitive retail prices. We are committed to keeping our prices competitive and offering 0% interest to every member. What’s the catch? Will my credit score be affected? No. Zebit does not pull information that will result in an inquiry on your credit report and we do not currently report customer account information to the credit bureaus. What if I miss a payment?