As President of E*TRADE Securities, Michael J. Curcio is responsible for the strategic direction, customer relationships and ongoing management of E*TRADE FINANCIAL. With over 20 years' experience in optimizing the customer experience for financial firms, Mr. Curcio is focused on building the company's core retail franchise by attracting customer prospects, broadening engagement with existing customers and improving E*TRADE's product line and service offerings. The work of Mr. Curcio and his team helped E*TRADE close 2008 with a record number of retail accounts — 4.5 million — as well as record trading activity across all asset classes. Mr. Curcio joined E*TRADE in 2002 after a 15-year tenure at TD Waterhouse, where he last served as Executive Vice President, Customer Relationship Management. He is former vice chairman of the Philadelphia Stock Exchange Board of Governors. He serves on the Board of Directors of Access Worldwide (AWW) and on the Northeastern Regional Board for Operation Hope. Mr. Curcio holds a Bachelor's degree in Business Administration from State University of New York at Plattsburgh.