GALE K. CARUSO retired as President and Chief Executive Officer of Zurich Kemper Life, a provider of life insurance and annuity products, in October 2003. She served in that position from June 1999 until her retirement. Ms. Caruso is a trustee of the Pacific Select Funds and the Pacific Funds. Ms. Caruso is Vice-Chair of the Investment Funds Committee and is a member of the Audit and Corporate Governance Committees. Ms. Caruso has been a director since 2005.