Joseph W. Brown has been one of our directors since 2001 and will serve as Non-Executive Chairman of the Board until the annual meeting, a position that he has held since January 2006. Mr. Brown has served as Chairman and Chief Executive Officer of MBIA Inc., a financial services company, since February 2008. Previously, he was MBIA's Chairman from 1999 to May 2007 and was MBIA's Chief Executive Officer from 1999 to May 2004. Before joining MBIA, he was Chairman, President and Chief Executive Officer of Talegen Holdings, Inc., formerly the insurance holdings operation of Xerox Corporation, from 1992 through 1998. Before joining Talegen, Mr. Brown was President and Chief Executive Officer of Fireman's Fund Insurance Company.