Charles P Garcia

* 2006 to present, Senior Managing Director, Hispanic Capital Markets Group, a division of vFinance Investments, Inc. (an investment banking group focused on the global Hispanic market). * 2007 to present, Chairman, Aetna Miami Advisory Council (advisory board reporting to the CEO of Aetna). * 1997 to 2006, Chief Executive Officer of Sterling Financial Group of Companies (a financial services and investment banking firm).