OLIVER R. SOCKWELL -- Mr. Sockwell was elected a Director of the Company in 2002. He retired in 1997 as President, Chief Executive Officer and a director of Construction Loan Insurance Corporation (also known as Connie Lee), a financial guaranty company, and of its principal subsidiary, Connie Lee Insurance Company. Previously, Mr. Sockwell served in various positions with Student Loan Marketing Association (also known as Sallie Mae), including as Executive Vice President -- Finance, Administration and Planning, from 1984 to 1987. He is also a director of R.R. Donnelley & Sons Company, a provider of printing and related services, and Wilmington Trust Corporation, a financial services holding company. Mr. Sockwell also serves on the boards of a number of not-for-profit organizations, including the Columbia Graduate School of Business and the Eugene Lang Entrepreneurial Initiative Fund.