Daniel J Frate

Daniel J. Frate, vice chairman and executive vice president of National City Corporation, leads the Retail Banking business line, including the branch network, direct lending, deposits, retail services, direct banking, credit card, insurance, customer strategy, channel management, business banking and National City Mortgage. Prior to joining National City, Mr. Frate served as President and Chief Operating Officer of Bank One Card Services, at the time the third largest bankcard provider in the world. Starting in 2001, Mr. Frate was responsible for the day-to-day management of the business.