Manuel Padilla is the Director, Risk Management for MacAndrews & Forbes Holdings Inc., a holding company with interests in a diversified portfolio of public and private companies. Current holdings include leading participants in a wide range of industries, including, cosmetics, film and digital entertainment, lottery systems, banking services, military equipment and biotechnology. Mr. Padilla has been employed with MacAndrews and its affiliated companies since 1992. His duties at MacAndrews include analysis, procurement and management of a variety of risk management functions, including settlement activities on a variety of first party and third party claims.. He graduated cum laude from the College of Insurance in 1992 earning a Bachelors Degree in Business Administration and a Certificate in Multiple Lines Underwriting. Between 1982 and 1988, Mr. Padilla served in the United States Navy, primarily engaged in shipboard engineering functions and serving on the USS Carl Vinson, the USS Kitty Hawk, and the USS Mount Baker. He also served as the Asst. Master at Arms for Fighter Squadron 124 located in San Diego, California. He is a member of the US Coast Guard Auxiliary and was the former Commander for Division 11 located in Brooklyn, NY.