Retired in 2017 as president and CEO of Total System Services Inc., a global leader in payment solutions. Previously was chairman of U.S. Bancorp Payment Services. Served as CEO of Nova Information Systems Inc., which she joined in 1994 as VP of marketing. Formerly was director of new market development for Visa International and held senior sales and marketing positions with Wells Fargo Bank. She previously served on the Paychex board from 2006 until early 2017. Ms. Joseph is Chairman of U.S. Bancorp Payment Services and Chairman and Chief Executive Officer of Elavon (formerly NOVA Information Systems, Inc.), a wholly owned subsidiary of U.S. Bancorp. Elavon manages and facilitates payment processing. Ms. Joseph has been Vice Chairman of U.S. Bancorp since December 2004 and serves on its 13-member managing committee. From February 2000 to November 2004, she was President and Chief Operating Officer of NOVA Information Systems, Inc. Ms. Joseph is honorary chairman of Gift for a Child, a non-profit organization that assists foster children in finding permanent homes. She is also a member of the board of directors for Centene Corporation.