As chief policy officer and head of government and industry relations, Phillip Bracken represents Radian on Capitol Hill, promoting the need for balance between private and public capital in the mortgage finance market. Mr. Bracken has more than 30 years of mortgage industry experience, most recently serving as an executive consultant for private enterprise clients in the housing, financial services and consumer sectors. Prior to that, Mr. Bracken spent 15 years as an executive at Wells Fargo, where he managed government and industry relations, and policy development for the Home Mortgage and Consumer Finance Group. Mr. Bracken joined Radian Guaranty in March 2013. Mr. Bracken earned a bachelor’s degree in marketing and management from Eastern Illinois University. He is the co-chairman of the Consumer/Lender Roundtable in Washington, DC; Founder and Chairman of the America’s Homeowner Alliance; and president of the Housing Renaissance, a group that comprises the top housing industry leaders in the country.