Mr. Reach has extensive sales management experience with a number of innovative companies focusing on the financial services industry, including several early stage technology companies. His experience includes leading the Financial Services Group for CompuServe on Wall Street, serving the high value information needs for The Street's best known financial services companies. His tenure with Lotus Development Corporations' One Source division, involved several levels of sales management and international business development and included its MBO as an independent company. While VP Sales for Metatec Corporation, Mr. Reach helped to double the company's revenue. At S1 Corporation, Mr. Reach delivered multi-channel customer information for enterprise banking applications. Additionally, Mr. Reach served as Director of Partner Relations for HNC Software, the industry leader in credit card fraud prevention and analytic software. Mr. Reach's responsibilities at Higher One include revenue generation and the continued development of the sales team.