As CRO, Chaomei is responsible for the risk management function and infrastructure enabling Lending Club’s portfolio of prime consumer credit. Chaomei brings over 20 years’ experience in the banking and financial services industry holding roles including Chief Risk Officer at JP Morgan Chase Card Services for the WaMu portfolio and as Chief Credit Officer at Providian Financial Services. Her experience includes executive positions with Fleet Credit Card Services and PNC National Bank, and management positions with Citicorp, American Express and Household Credit Services. Chaomei has overseen the business and credit risk within portfolios totaling more than $20 billion. Chaomei holds a BS degree in mathematics from Jiaotong University in China and has earned an MSE degree in mathematical science from The Johns Hopkins University.