CHRIS A. CHOATE has been Executive Vice President, Chief Financial Officer and Treasurer since January 2005. Previously, he was Executive Vice President, Chief Legal Officer and Secretary of the Company from 1999 to 2005. He served as General Counsel and Secretary from 1993 to 1999 after joining AmeriCredit as Assistant General Counsel in 1991. Prior to joining the company, Mr. Choate was with Jones, Day, Reavis and Pogue in Dallas, Texas.