The bank operates consumer banking services (as Citibank Australia), including credit cards, savings and transaction accounts, loans, insurance, and self-managed superannuation funds (SMSF), as well as private, corporate and investment banking, and wealth management. Citibank Australia was opened in 1985 and was one of the first foreign banks to be granted a banking licence in Australia,[1] besides being one of the largest international banks in the country.[2] Since 2001, the national headquarters have been located at the Citigroup Centre, Sydney. Citibank currently has major centres in Melbourne, Perth and Brisbane and employs a total of about 1,200.[3] Its parent company, Citigroup, has around a million customers in Australia and New Zealand, along with about 900 local corporate and institutional clients.[4] Marc Luet is the Chief Executive Officer.[5]