Karen N. Horn is a member of Brock Capital Group LLC. Previously, she has served as a Managing Director at Marsh & McLennan Companies, where she was President of Global Private Client Services, providing Risk Management and Insurance services to high net-worth individuals and families worldwide. Ms. Horn was Managing Director at Bankers Trust, Chairman and CEO of Bank One, President of the Federal Reserve Bank of Cleveland, Treasurer of the Bell Telephone Company of Pennsylvania, Vice President and Economist at First Bank of Boston, and an Economist at the Board of Governors of the Federal Reserve. Board and Committee memberships include the Norfolk Southern Corporation,Simon Property Group, T. Rowe Price Mutual Funds, The U. S. Russia Investment Fund, the National Bureau of Economic Research, Eli Lilly & Company, the Council on Foreign Relations, Georgia-Pacific Corporation, TRW, Inc., The Rockefeller Foundation, Rubbermaid Corporation, and Bipartisan Commission on Entitlements. Ms. Horn has a B.A. from Pomona College and a Ph.D. in Economics from Johns Hopkins University.