Andrew is a strategic specialist with over 30 years hands-on management, consultancy and systems development experience built throughout New Zealand, Australia, Asia and the Middle East. Most recently Andrew has led the work of Digital Identity NZ, and he regularly consults to the financial services industry on the use and implementation of technology. He believes that human-centred design and a considered application of technology is key to long term adoption and success. Andrew is an active and enthusiastic supporter of people and organisations who serve our communities, and is involved in a wide range of community, social enterprise and charity initiatives. He is drawn to people with a strong vision and passion to impact people, seeking to support amazing people in their inspiring mahi. Originally from a technical (programming) background Andrew brings a wealth of knowledge of payments processing and technologies, with particular specialties in emerging payments, fraud risk management and digital identity. He has applied his knowledge in consulting roles in public service and healthcare industries, as well as in banking and payments. Andrew uses his knowledge to advise on human-centred solutions in strategy development, product delivery, service management, fraud and risk mitigation and problem resolution. Andrew provides consultancy services through his company Legacy Consulting and has been engaged by major public sector entities, financial institutions and supporting organisations such as ACC (New Zealand), Visa (Australasia & USA), Payments NZ, SAS (Middle East and New Zealand), IBM (China), ANZ Banking Group, Kiwibank, Bank of New Zealand National Australia Bank, Westpac, American Express (New Zealand and Middle East), Norwich Research, Cotignac and Payments Consulting Network. Specialties: Management Consulting, Organisational Change, Social Enterprise, Fraud Detection and Prevention, Strategic Consulting, Risk Management, EMV, Mobile Wallet, eCommerce Fraud Risk Management, 3D Secure, Visa, MasterCard