Stuart C Stock

Mr. Stock’s practice encompasses the full range of regulatory and other issues affecting the operations and expansion of domestic and foreign banking and other financial institutions, including bank and bank holding company acquisitions and mergers; bank product and geographic expansion, and other bank regulatory matters; financial institutions enforcement matters; financial institutions legislation; and bank litigation (particularly in the area of federal preemption). He has worked extensively with all of the federal bank regulatory agencies, as well as with a number of other federal agencies and with many state bank regulatory bodies. In addition, he previously taught banking law and regulation. REPRESENTATIVE MATTERS Representation of Wells Fargo in connection with a Federal Reserve Board investigation and consent order with respect to alleged falsification of customer income and customer steering by Wells Fargo Financial sales personnel in the origination of consumer mortgage loans. Representation of Citigroup, Inc. and Citibank, NA, in connection with negotiation and implementation of OCC and Federal Reserve Board consent orders relating to consumer mortgage servicing and foreclosure activities. Representation of Wells Fargo in obtaining dismissal of litigation brought by the City of Cleveland with respect to securitization of subprime mortgage loans on properties located in Cleveland. Representation of Freddie Mac in connection with establishment of Federal government conservatorship. Representation of Arlon Capital Partners LP in connection with investments in Grandpoint Capital, Inc. and Carlile Bancshares, Inc. Representation of E*Trade Bank in connection with portfolio acquisition and investment by Citadel. Representation of Sterling Financial Corporation in connection with regulatory and compliance issues arising from loan scheme at a subsidiary. Representation of Freddie Mac in connection with resolution of regulatory issues and litigation growing out of the Company’s $5 billion earnings restatement. Representation of Wells Fargo Bank, N.A. and National City Bank of Indiana in litigation in the U.S. Court of Appeals for the Ninth Circuit with respect to federal preemption of efforts by California authorities to regulate mortgage subsidiaries of Wells Fargo Bank and National City Bank. Representation of Bank of America, N.A. and Wells Fargo Bank, N.A. in litigation in the U.S. Court of Appeals for the Ninth Circuit with respect to federal preemption of ATM fee ban laws imposed by two California municipalities. More Representative Matters HONORS AND RANKINGS Chambers Global, Banking & Finance (2013) Chambers USA, Financial Services, Regulatory Compliance; Financial Services, Regulatory Enforcement & Investigations (2005-2012) The Best Lawyers in America, Banking Law (1996-2013) Washington DC Super Lawyer, Banking Law (2011-2012) Washingtonian, Best Lawyers (2011) International Who's Who of Banking Lawyers (2008) MEMBERSHIPS AND AFFILIATIONS American Law Institute University of Virginia School of Law, Lecture in the Law (1986-1989) PUBLICATIONS AND SPEECHES "Financial Institutions Face New Suspension and Debarment Risks," Covington E-Alert (4/17/2013), Co-Author "HUD Issues Final Disparate Impact Rule Under the Fair Housing Act," Covington Advisory (2/14/2013), Co-Author "CFPB Adopts Final Privilege Preservation Rule," Covington Advisory (6/29/2012), Co-Author