RBS Citizens, N.A. provides commercial banking services. The company offers personal and small business banking services, such as checking accounts, savings and money markets, card products, student loans, and online banking. It provides deposits, cash management, borrowing options, and personal and business investing services. The company operates its branches in Connecticut, Delaware, Illinois, Indiana, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, and Vermont, the United States. RBS Citizens was formerly known as Citizens Trust Company and changed its name to RBS Citizens, N.A. in September, 2007. The company was founded in 1828 and is headquartered in Providence, Rhode Island. RBS Citizens, N.A operates as a subsidiary of Citizens Financial Group, Inc.