TIME's picks for the top 25 people to blame for the financial crisis includes everyone from former Federal Reserve chairman Alan Greenspan and former President George W. Bush to the former CEO of Merrill Lynch and you — the American consumer. As you read our choices, we'd like to know who you think deserves the most blame, and the least. After voting on the relative guilt (or innocence) of each person, view the full results here.

Government Bodies

Govt Body People
Executive Branch Bill Clinton, George W Bush
US House of Representatives Charles Christopher Cox, Phil Gramm
Senate Banking, Housing, and Urban Affairs Committee Phil Gramm
US Department of Defense Henry M Paulson Jr
U.S. Department of the Treasury Henry M Paulson Jr
Council of Economic Advisers Alan Greenspan
Federal Reserve System Alan Greenspan
Federal Reserve Bank of New York Richard S Fuld
Office of the Governor of Texas George W Bush
Office of the Governor of Arkansas Bill Clinton
National Bipartisan Commission on the Future of Medicare Phil Gramm
Advisory Committee for Trade Policy and Negotiations Phil Gramm
National Endowment for Democracy Charles Christopher Cox
Bipartisan Commission on Entitlement and Tax Reform Charles Christopher Cox
U.S. Securities and Exchange Commission Charles Christopher Cox
Texas Air National Guard George W Bush
US Senate Phil Gramm