Mr. Rice is a member of the Audit and Executive Committees and will serve as our Presiding Director commencing on May 15, 2008. Mr. Rice is an attorney and, since 2001, has served as a senior advisor to financial institutions. He served as Managing Director - New York of Gibraltar Private Bank & Trust from 2006 to 2007. Mr. Rice is a former director of La Jolla Bank and La Jolla Bancorp, Inc., former President of La Jolla Bank, Northeast Region, former President and Chief Executive Officer of Stamford Federal Savings Bank, former President of the Seamen's Bank for Savings and former director of the Royal Insurance Group, Inc. 2007 Attendance: Attended 20 of 20 meetings of your Board and committees on which he served.