Joan has a broad range of expertise and experience as an attorney in the financial regulatory sector, having worked 22 years as counsel at the Federal Deposit Insurance Corporation. At the FDIC, she served as a key advisor and provided counsel to the FDIC's Board of Directors and other senior-level executives on a wide variety of issues. Most recently, she successfully led legal support teams at several high-profile multi-billion- dollar failed FDIC receiverships, obtaining significant recoveries to the FDIC insurance fund. She also successfully led prosecution teams and obtained significant recoveries for the FDIC on high-profile and complex professional liability claims, including multinational banking organizations with cross-border ramifications. While at the FDIC, Joan worked with the Chief Privacy Officer establishing policies and interpreting federal privacy laws, including the Clinger-Cohen Act, the E-Government Act 2002, the Federal Information Security Management Act, the Government Paperwork Elimination act, Gramm-Leach-Bliley, the Freedom of Information Act (FOIA), the Privacy Act, and the Health Insurance Accountability Act In the human resource management area, Joan worked on employee-benefit issues, recruitment and downsizing initiatives, performance management, and other legal compliance issues. She was a key architect in developing and implementing the first full, flexible, employee benefits cafeteria plan at the FDIC, the first in the federal government. Prior to joining the FDIC, she worked at the Federal Home Loan Bank Board and the Department of Justice.